List of services we provide

Water Damage / Floods / Mold

Water damage and mold are only a few of the issues that arise from a flood. A flood can occur in many different ways: a burst pipe, roof damage, tub/sink left unattended or an unexpected flash flood. Damage can range from minor to sever and if left untreated mold begins to grow and the problem escalates into a much worse and costly repair job. Mold can cause severe illnesses and if left undetected, mold can cause long lasting health problems. Emergency clean up is needed along with mold remediation, and water extraction. Insurance companies often do not work at the pace needed to ensure a solution is found in time. Often the insurance companies are quick to deny these claims. Let Meltzer and associates fight for your property and ensure the wellbeing of your family’s health and home.

Storm And Hurricane Damage

Storm and hurricanes are a common occurrence in South Florida. The Hurricane season begins May 15th and ends November 30th. There are often pre-season predictions on the severity of the years Hurricane season but no one is ever certain when I Hurricane may hit and how severe it will be. Often it is not until the very last moment until we experience a hurricane's strength and damage until the storm passes. We can prepare as much as we can by having insurance and installing hurricane panels up correctly or impact resistant or impact proof windows but nothing is foolproof. There will often be roof damage and temporary repairs are needed to stop further damage. Insurance companies only see a policy number in the long list of claims. Insured experience unreturned phone calls and long delays of claims. No one wants to be left with damage with no way of recovering. Meltzer and associates will make sure your insurance company give you everything your insurance promised in its policy.

Smoke Or Fire Damage

Fires can occur unexpectedly. Not only will fire create damage, but so will the smoke from the fire. Smoke leaves harmful residue and it is bad for ones health to inhale toxins left in a property after a fire has occurred. Thankfully, we have smoke detectors to allert us of a fire and enables us to get out of the property in time. Fires are dangerous and it is important to always but one's safety first. Belongings are often left to burn in a fire for good reason. Often people lose all their priceless belongings, things that are irreplaceable like photos, original artwork, memorabilia, etc. Insurance is in place to ensure replacement of the things that can be replaced. Insurance companies will find any reason not to pay for expenses associated with the fire: temporary housing (hotel/short term lease), repairs, rentals, loss of use. If this occurs at a place of business there is often an interruption of business and money is lost. Melter and Associates has the experience to get you what you need.

Burglary / Theft / Vandalism

Burglary/theft are a very common occurrence in the United States. Over 2 million home burglaries are reported each year in the United States. Damages range from loss of small appliances to loss of valuable jewelry and priceless artwork. Often insurance companies find ways to not cover content that is not specifically listed on policies. Let Meltzer and associates help you navigate the insurance maze and ensure compensation for your loss.

Business Interruption

We know how devistating having to close up shop can be, especially on a small business. In some cases without the help of a public adjuster it could spell the end for your business. Don't let that happen to your business! Give us a call and we will walk you through all the loopholes insurance companies will make you jump through to get paid for your loss of business. We help every step of the way. From the initial documentation of the damage, to the final accountants report. Give us a call and let us show you how we can make the process so much less painful, knowing our staff is behind you and someone is fighting for you and your business.

Sink Holes

Webster dictionary defines sinkholes as the following: a depression or hole in the ground caused by some form of collapse of the surface layer. Sinkholes can occur for many reasons. One of the most common reasons in South Florida is it’s water table, aquifers and seasonal rain. These sinkholes can be dangerous and devastating. They can be as small as a dog or as big as a house. The can strike without warning and leave devastation in it’s path. Most insurance companies cover loss due to sinkholes. Make sure you have your own private adjuster working on your side to ensure you claim is paid in full.

Other Damages

We deal with a full range of claims including: Dropped or falling objects, and vehicle hitting a building, and all kinds of other claims. It would be difficult to list all the possibilites of what might happen to your property or even all the strange claims we have dealt with. If something - ANYTHING has happened to your property, give us a call and we will always help guide you towards the best course of action. Even if it means refering you to a different firm. To us your best interest is always the first thing on our minds.

Insurance Appraisal & Umpiring

Meltzer Property & Adjusting provides a full range of services for the insurance industry. We work closely with other adjusting firms providing unbiased and fair insurance appraisals to help them get the most for their clients according to the law. Insurance companies are making the move away from the court system and towards umpiring as a form of mediation. Meltzer Property & Adjusting provides licensed umpires to help settle all your claims fairly.